A $199 discount! Mix and match live sessions with recordings to meet all your check education needs.
April 18th - May 9th, 2020
Registration Deadline: Tuesday, March 31, 2020
Do you know check? This session reviews the components of a check, how a check is paid, and the risks a bank takes when processing and paying checks. An excellent training resource for tellers, bankers and all frontline staff. 35-minute session worth .75 NCP CE Credits
This session reviews the definitions of check and the obligation of depositary banks to provide appropriate availability for check deposits. A must for frontline staff and bankers. 25-minute session worth .50 NCP CE Credits
Learn and understand Reg CC warranties and indemnities, and help your financial institution mitigate compliance risk and control operational losses. A must for compliance, operations and fraud staff. 35-minute session worth .75 NCP CE Credits
Learn the definitions, warranties and other obligation of paying and depositary banks as contained in UCC. Operations, compliance staff and frontline staff will benefit from understanding the fundamentals of UCC 3 & 4. 35-minute session worth .75 NCP CE Credits
When the latest Reg CC amendments took effect in 2018, a new indemnity for remote deposit capture (RDC), a definition of electronically-created items (ECI) and an ECI Indemnity were included in the regulation. Additionally, both the ECCHO Rules and Federal Reserve OC 3 were updated to include new adjustments for warranty indemnity claims related to these new indemnities.
Has your institution made an RDC or ECI claim yet? Have you received or processed any of these claims? Join this discussion to ensure you understand all the considerations with the new indemnities and the related adjustments and learn from the experts! May 2019
Becky Frasier, Program Director; Federal Reserve Bank RPO
Carolyn Martin, SVP; Frost Bank
To earn and file credits after the annual December 31st deadline for earning credits, an application for extension must be filed with ECCHO no later than April 15th of the following year to extend prior year earning period. Regular filing fees will be charged when credits are filed.
Do you get those "tricky" questions that relate to cashier's checks, stale-dated checks, indorsement issues, holder and HIDC and others? What UCC questions are trending in your organization? Register today and join this workshop to learn more and chat with the experts! May 2018
Paul Carrubba - Partner, Adams & Reese, LLP
Scott Jones - Partner, Adams & Reese, LLP
Nearly 13 billion transit check images were exchanged across the U.S. in 2015. Images follow nationally accepted X9 formatting standards. And when grouped into ICLs (image cash letters), the standard format is the X9.100-187 standard. Who is X9 and what are these standard formats? What makes up an image cash letter and what does it actually look like? Select this session and learn from the experts! August 2016
Ray Higgins, All My Papers
Phyllis Meyerson, ECCHO
Who remembers double-digit interest rates? Rates are just one of the float considerations in today's banking environment. Clearing of check payments used to involve paper check transportation. Today, check clearing is a full image exchange environment. How does that impact the float department and more importantly, the bank's balance sheet? Join this session and learn about float, why it's still important in today's image check clearing process, and take away some key considerations from two of the nation's top payments and float experts.
Tony Gerevics, Managing Director, JPMorgan Chase
Luke Huys, Vice President Wells Fargo & Company, N.A.
When you think of the FFIEC guidance, do you think about remote deposit capture, information security, retail payments guidance and more? Join this workshop and let the experts walk you through the key points of the various guidance documents and booklets to enable you to more easily navigate the FFIEC to support your organization. May 2017
Paul Carrubba, Partner - Adams and Reese, LLP
Fred Laing, II, AAP, CCM, NCP - President, UMACHA
In July 2018, new Regulation CC amendments took effect that included changes affecting financial institutions including the new indemnity for remote deposit capture (RDC). This new indemnity may help protect subsequent depositary banks from losses related to multiple deposits of the same item. And it can also have implications for financial institutions that offer RDC services and accept image deposits through RDC. Join this session to ensure you understand all the considerations with this new indemnity! November 2018
Angie Smith, Senior Vice President, WesPay
Faster Payments - what does that mean to you? Join us for an informative overview of the new Federal Reserve initiative 'Strategies for Improving the U.S. Payment System' or how to achieve faster payments in the U.S. payments systems. Learn about the task force discussions underway and what impact this may have on your financial institution or business in the future. November 2015
David Walker, NCP and CEO, ECCHO
Daniel Gonzalez, VP, Federal Reserve Bank, Chicago
What happens when you move to an all-image exchange environment? Consider the shift in how payments are initiated today. Check deposits can come into the banking system through many different channels including remote deposit capture of original checks at the branch, via image-enabled ATMs, and via a mobile device. Learn from RDC auditor about real world examples and how RDC is changing the way we do our banking today. August 2015
Kevin Olsen, VP of Education, EastPay
The final amendments for Regulation CC became effective in 2018. Learn about key changes to the regulation and the updates to the predominant image exchange rules including ECCHO's Operating Rules and the Federal Reserve's Operating Circular 3 (OC 3) as well as updates to Regulation J to make it conform more closely with the new Regulation CC. Don't miss this informative session!
Richard Fraher, FRB Atlanta; Ana Cavazos, FRB Atlanta
Bob Ballen, Schwartz & Ballen, LLP
Check payments have moved from paper check exchange to image exchange and from centralized processing locations to distributed capture. Join us and learn more about what drives payments processing today and the system impacts, new products, and risk management in a rapidly evolving world of RDC and mobile RDC. May 2016
Bob Meara, Senior Analyst, Banking Group, Celent
Session focuses on the FFIEC guidance in general, the purpose of the Retail Payments guidance and specifically the updated guidance from Jan-2009 regarding remote deposit capture risk. Recommended components for RDC agreements are discussed as well as mobile RDC considerations. Recent enforcement cases relative to RDC are presented with accompanying legal analysis. May 2015
Erin Fonte, Dykema Cox-Smith LLC
Where do you go for information when you have one of those tricky operational situations? This informative session will provide an overview of some common operational scenarios, what happens when an exception occurs, and how is that situation commonly resolved. Join this workshop and become the expert in your organization! August 2017
Marcy Cauthon, AAP, NCP - Director, Payments Education, EPCOR
Angie Smith, AAP, NCP - SVP, Professional Development Events, WesPay
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Registrant departs org prior to taking test and Org paid for test. Org can replace with new registrant for current or next testing period.
If an appointment is missed with PSI and there is no other time available to reschedule, ECCHO must be notified and the exam registration will be transferred
Registrant has not set an appointment with PSI and has notified ECCHO prior to the start of the exam (if they have never moved their test window before)
Registrant has set an appointment with PSI, but needs to transfer exam to next year.
Registrant exercised the option to move their exam in previous years(s) ($100) and also registered with PSI for that testing period ($75)
Registrant has exercised the option to move their exam in previous year(s).
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What do you do when your customer reports an altered check has paid? What to you do when you get a claim from a paying bank that you presented an altered check? Learn the altered check warranty and who is responsible. 15-minute session worth .25 NCP CE Credits
What do you do when your customer reports a forged or counterfeit check has paid? Who is liable? Is there recourse for the Paying Bank when an unauthorized check has paid and it's too late to return it? 20-minute session worth .50 NCP CE Credits
What in the world is Holder in Due Course? Why is my customer getting calls from a check casher? What rights does the person who accepted a paper check have if it is returned not paid? 20-minute session worth .50 NCP CE Credits
What do you do when your customer tells you a payee of a check they wrote claims they never received the funds? What do you do when you as a BOFD get a warranty breach claim? 30-minute session worth .75 NCP CE Credits
What does Presumption of Alteration mean, and how does that affect a claim of altered check? 20-minute session worth .50 NCP CE Credits
What do you do when a customer reports an unauthorized remotely created check paid their account? Who is liable? What recourse does the Paying Bank have? 25-minute session worth .75 NCP CE Credits
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